Our Professional Services

Contact our team on 1300 030 555 or info@bespokeig.com.au

Over 100 years combined industry experience


Finding the best tailored coverage options for you

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Business Insurance
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Business Insurance

Every business is different and so too are the risks involved. A Business Insurance Package often referred to as a 'Bus Pak' offers a range of coverages to protect your business and the day-to-day operations.

What does a Bus Pak cover?
  • Public Liability Insurance
  • Protections against Fire, Theft, Accidental and Malicious damage done to your business
  • Optional covers available based on the exposure of your business meaning you pay for only what you need
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Industrial Special Risk (ISR) Insurance

Think of an ISR as a super Bus Pak. This will apply to any Business or Commercial Property Owner with high valued assets over $5,000,000. Note some insurers may have a lower minimum value.

What does an ISR cover?
  • Loss/Damage to buildings, plant and machinery, contents, stock, raw materials, unregistered vehicle
  • Loss of revenue, income, or rentals
  • Accidental Damage and glass breakage
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Professional Indemnity Insurance

If you are a professional who gives advice to a third party such as a Lawyer, Real Estate Agent, Engineer, Mortgage Broker, etc than this cover will apply to you. A simple error, lapse in judgement or an unintentional breach of privacy can happen regardless the level of skill and experience

What does P.I cover?
  • Legal costs involved in the defence and investigation of a Professional Indemnity claim
  • Compensation required to be paid by the insured
Commercial Motor
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Commercial Motor

Anything from a single vehicle to a full fleet, having a vehicle off the road can cause significant disruption to your day-to-day operations.

What does Motor cover?
  • Comprehensive
  • Fire, Theft and Third Party Property Damage
  • Third party property damage only
Contract Works
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Contract Works

This will cover the Builder, Contractor, or tradesperson during construction stages of a project.

What does it cover?
  • Material Damage or theft
  • On-site plant and equipment and existing structures
  • Third Party liability for damage or injury
  • Delay in start-up
Mobile Plant & Machinery
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Mobile Plant & Machinery

Providing cover to business and individuals operating heavy machinery within the mining, excavation, earth moving, civil and related industries.

What does an ISR cover?
  • Cranes
  • Excavators
  • Concrete Trucks & Equipment
  • Forklifts
  • Farming Machinery
  • Tippers
  • Tippers
  • Trucks
  • Scissor Lifts
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Marine Cargo

Protects your goods whilst in transit via Road, Sea, Air or Train.

What is covered?
  • Total loss due to an accident or lost
  • Non-Delivery by the carrier/transporter
  • Extensions available for extended storage conditions and liquidated damages
Strata Title
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Strata Title

Providing protection for residential properties managed under a strata title legislation or body corporate from damages to the building or shared contents

What is covered?
  • Building, common contents and common property such as lifts, pools, car parks, gardens, balconies, walls, etc
  • Liability
  • Fiedlity Guarantee
  • Office Bearers Liability
  • Personal Accident
BManagement Liability
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Management Liability

Managers and Directors are under pressure to make the correct business decisions for their employees, partners, clients and stakeholders.

What is covered?
  • Damages and claimant costs awarded against you
  • Legal costs
  • Investigations costs
  • Covered the company for loss from dishonest acts including theft and fraud by your employees
Cyber Insurance
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Cyber Insurance

With technology rapidly advancing, so does the risk of a cyber-attack. Computer crims is one of the leading risks facing business globally. Safeguard your digital assets and the private information of your clients and employees with this product.

What is covered?
  • Theft of Money as a result of a cybercrime event (e.g. phishing, social fraud or other forms of cyber fraud involving loss of money)
Corporate Travel Insurance
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Corporate Travel Insurance

Travelling Interstate and abroad for work is becoming the new norm for modern day-to-day business. Things can go wrong such loss of medical evacuation, accidental death, personal liability etc.

What is covered?
  • Emergency hospital and medical expenses
  • Replacement of lost travel documents and luggage
  • Accidental death, disability, and loss of income
  • Kidnap and ransom
Home & Contents Insurance
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Home & Contents Insurance

Covering the building and contents of your residential address from accidental damage or listed events

What is covered?
  • Building up to the replacement value
  • Contents of the home
  • Liability
Landlords
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Landlords

Protecting your investment property from malicious tenants or natural events such as fire, storm, flood, etc.

What is covered?
  • Building up to the replacement value
  • Contents of the property
  • Loss of Rent
  • Rent default
  • Theft by tenant
  • Liability

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