Our Professional Services
Contact our team on 1300 030 555 or info@bespokeig.com.au
Over 100 years combined industry experience
Finding the best tailored coverage options for you
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Business Insurance
Every business is different and so too are the risks involved. A Business Insurance Package often referred to as a 'Bus Pak' offers a range of coverages to protect your business and the day-to-day operations.
- Public Liability Insurance
- Protections against Fire, Theft, Accidental and Malicious damage done to your business
- Optional covers available based on the exposure of your business meaning you pay for only what you need
Industrial Special Risk (ISR) Insurance
Think of an ISR as a super Bus Pak. This will apply to any Business or Commercial Property Owner with high valued assets over $5,000,000. Note some insurers may have a lower minimum value.
- Loss/Damage to buildings, plant and machinery, contents, stock, raw materials, unregistered vehicle
- Loss of revenue, income, or rentals
- Accidental Damage and glass breakage
Professional Indemnity Insurance
If you are a professional who gives advice to a third party such as a Lawyer, Real Estate Agent, Engineer, Mortgage Broker, etc than this cover will apply to you. A simple error, lapse in judgement or an unintentional breach of privacy can happen regardless the level of skill and experience
- Legal costs involved in the defence and investigation of a Professional Indemnity claim
- Compensation required to be paid by the insured
Commercial Motor
Anything from a single vehicle to a full fleet, having a vehicle off the road can cause significant disruption to your day-to-day operations.
- Comprehensive
- Fire, Theft and Third Party Property Damage
- Third party property damage only
Contract Works
This will cover the Builder, Contractor, or tradesperson during construction stages of a project.
- Material Damage or theft
- On-site plant and equipment and existing structures
- Third Party liability for damage or injury
- Delay in start-up
Mobile Plant & Machinery
Providing cover to business and individuals operating heavy machinery within the mining, excavation, earth moving, civil and related industries.
- Cranes
- Excavators
- Concrete Trucks & Equipment
- Forklifts
- Farming Machinery
- Tippers
- Tippers
- Trucks
- Scissor Lifts
Marine Cargo
Protects your goods whilst in transit via Road, Sea, Air or Train.
- Total loss due to an accident or lost
- Non-Delivery by the carrier/transporter
- Extensions available for extended storage conditions and liquidated damages
Strata Title
Providing protection for residential properties managed under a strata title legislation or body corporate from damages to the building or shared contents
- Building, common contents and common property such as lifts, pools, car parks, gardens, balconies, walls, etc
- Liability
- Fiedlity Guarantee
- Office Bearers Liability
- Personal Accident
Management Liability
Managers and Directors are under pressure to make the correct business decisions for their employees, partners, clients and stakeholders.
- Damages and claimant costs awarded against you
- Legal costs
- Investigations costs
- Covered the company for loss from dishonest acts including theft and fraud by your employees
Cyber Insurance
With technology rapidly advancing, so does the risk of a cyber-attack. Computer crims is one of the leading risks facing business globally. Safeguard your digital assets and the private information of your clients and employees with this product.
- Theft of Money as a result of a cybercrime event (e.g. phishing, social fraud or other forms of cyber fraud involving loss of money)
Corporate Travel Insurance
Travelling Interstate and abroad for work is becoming the new norm for modern day-to-day business. Things can go wrong such loss of medical evacuation, accidental death, personal liability etc.
- Emergency hospital and medical expenses
- Replacement of lost travel documents and luggage
- Accidental death, disability, and loss of income
- Kidnap and ransom
Home & Contents Insurance
Covering the building and contents of your residential address from accidental damage or listed events
- Building up to the replacement value
- Contents of the home
- Liability
Landlords
Protecting your investment property from malicious tenants or natural events such as fire, storm, flood, etc.
- Building up to the replacement value
- Contents of the property
- Loss of Rent
- Rent default
- Theft by tenant
- Liability